Home Equity Loan Rates as of March 26, 2008

 

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Lake State Federal Credit Union uses a Managed Credit Program where your rate is based on your credit bureau file. The better your credit, the better your rate. "A+" credit earns you the best interest rate available.  "Rates are subject to change, please call 800-247-0695 to obtain the most current information."

 

Home Equity (up to 80% Loan To Value)

 

 

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*	E APR*
3 YR Adjustable	7.16%	8.16%	9.16%	11.16%	13.16%	15.16%
Fed Funds 1 Mo. Adjustable	4.75%	5.75%	6.75%	8.75%	10.75%	12.75%

 

 

Home Equity (80.01% - 90% Loan To Value)

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*	E APR*
3 YR Adjustable	8.16%	9.16%	10.16%	12.16%	N/A	N/A
Fed Funds 1 Mo. Adjustable	6.25%	7.25%	8.25%	10.25%	N/A	N/A

 

Home Equity (90.01% - 100% Loan To Value)

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*	E APR*
3 YR Adjustable	9.16%	10.16%	11.16%	N/A	N/A	N/A
Fed Funds 1 Mo. Adjustable	7.25%	8.25%	9.25%	N/A	N/A	N/A

 

Fixed Rate (Not a Line of Credit. O & E required. Closing Costs apply. 1 to 5 years) 

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*	E APR*
Up to 50% Loan to Value	4.95%	5.95%	6.95%	8.95%	10.95%	12.95%
50.01% to 80% Loan To Value	5.45%	6.45%	7.95%	9.95%	11.45%	13.45%

 

Fixed Rate (Not a Line of Credit. O & E required. Closing Costs apply. 6 to 10 years) 

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*	E APR*
Up to 50% Loan to Value	5.45%	6.45%	7.45%	9.45%	11.45%	12.45%
50.01% to 80% Loan To Value	5.95%	6.95%	7.95%	9.95%	11.95%	13.95%

 

 

Fixed Rate (Not a Line of Credit. O & E required. Closing Costs apply. 11 to 15 years) 

Credit Rating	A+ APR*	A APR*	B APR*	C APR*	D APR*	E APR*
Up to 50% Loan to Value	6.45%	7.45%	8.45%	10.45%	12.45%	14.45%
50.01% to 80% Loan To Value	6.95%	7.95%	8.95%	10.95%	12.95%	14.95%

** Annual Percentage Rate

Personal Loan Rates

Auto Loan Rates