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Auto Loan Rates as of April 1, 2008

Lake State Federal Credit Union uses a Managed Credit Program where your rate is based on your credit bureau file.  The better your credit, the better your rate.  "A+" credit earns you the best interest rate available.  "Rates are subject to change, please call 800-247-0695 to obtain the most current information."

Rates are subject to age and mileage of vehicle.

 Auto & RV's Model (Year 2004 - 2008)

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
up to 60 Months N/A N/A N/A 9.70% 11.70% 13.70%
up to 72 Months 5.20% 6.20% 7.70%  N/A  N/A N/A


Major Puchase $20,000 or greater for personal use (2004-2008 Only)

Credit Rating A+
APR*
A
APR*
B
APR*
C
 APR* 
D
 APR* 
73 to 120 Months 6.20%  7.20%  8.70%  N/A  N/A
121 to 180 Months 7.20% 8.20% 9.70% N/A N/A

Auto's & RV's (Model Year 1998 - 2003)

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
up to 48 Months N/A N/A  N/A  11.95%  13.95%  15.95%
up to 60 months 7.45% 8.45% 9.95% N/A N/A N/A

* Annual Percentage Rate

Personal Loan Rates 

Home Loan Rates

 


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