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Rates as of June 1, 2008

Lake State Federal Credit Union uses a Managed Credit Program where your rate is based on your credit bureau file. The better your credit, the better your rate. "A+" credit earns you the best interest rate available. 

Auto Loan Rates

Personal Loan Rates

Home Loan Rates

Secondary Market
Home Loan Rates

"Rates are subject to change, please call 800-247-0695 to obtain the most current information."

Savings

Dividend Rate

APY*

 Passbook Savings  .50%   .50% 
 Rainy Day Savings 1.00%  1.00% 
 IRA Savings  3.00%   3.03% 
 SAFE Account 3.00%   3.03% 

 

 

 

 

* Annual Percentage Yield
 
 
Money Market Savings

Dividend Rate

APY*

 $ 2,500.00 - $ 9,999.99 1.36%   1.37% 
 $ 10,000 -  $ 24,999.99 1.61%  1.62% 
 $ 25,000.00 -  $ 49,999.99  1.86%   1.88% 
 $ 50,000.00 -  $ 74,999.99

2.11%

2.13%

$ 75,000.00 -  $ 99,999.99

2.11%

2.13%

 $ 100,000.00 - And Up 2.11%  2.13% 
 
 
 
 
 
 
 
 

 

* Annual Percentage Yield

  • Dividends are subject to change monthly
  • Dividends are based on daily balance & paid monthly
  • Service charge applied if balance falls below minimum balance require
  • Service charge applied if withdrawals exceed 3 per month
 
 
 
 
 
 
 
 
Money Market Checking

Dividend Rate

APY*

 $ 2,500.00 - $ 9,999.99 .50%   .50% 
 $ 10,000.00 - $ 24,999.99 .75%  .75% 
$ 25,000.00 - $ 49,999.99

1.00%

1.00%

 $ 50,000.00 -  $ 74,999.99

1.25%

1.26%

  $ 75,000.00 - And Up  1.75%   1.76% 
 
 
 
 
 
 
 
 
 

* Annual Percentage Yield

  • Dividends are based on daily balance & paid monthly
  • Service charge applied if balance falls below required minimum $ 2500 balance
  • Loss of dividends if minimum balance of $2500 is not maintained
Dividends are subject to change monthly
Certificates

Dividend Rate

APY*

Term

 6 - 11 Month CD ($10,000 minimum)

2.25% 

2.27%

6

 12 - 23 Month CD ($1,000 minimum)

2.50% 

2.52% 12 
 24 - 29 Month CD ($1,000 minimum)

2.75% 

2.78% 24 
 30 - 47 Month CD ($1,000 minimum)

2.75

2.78%

30

 36 Month Investor CD ($1,000 minimum)

2.75

2.78%

36

 48 - 71 Month CD ($1,000 minimum)

3.00

3.03%

48

72 Month CD ($1,000 minimum)

3.00% 

3.03%

 72

 48 Month IRA Certificate

3.50%

3.55% 

48

 
 
 
 
 
 

 

 

* Annual Percentage Yield
**Certificates are subject to penalty for early withdrawal.
 

 

 

 


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